One Platform.
Everything You Need.
Richion brings together virtual cards, instant transfers, bills payment, and a marketplace — all in a single, secure Nigerian fintech platform
CARD NUMBER
•••• •••• •••• 8829
CARD HOLDER
Ayo Uche Aliyu
VALID THRU
12 / 29
CARD HOLDER
Ayo Uche Aliyu
Issue Virtual Cards in Seconds
With Richion, you can create USD-denominated and Naira virtual debit cards instantly from your account dashboard. Our virtual cards are ideal for international online shopping, streaming subscriptions, SaaS platform payments, freelance invoices, and any transaction where a physical card is not available or preferred.
- Instant card creation — no waiting, no physical delivery
- USD virtual cards for international transactions
- Naira virtual cards for local payments
- Fund cards directly from your Richion wallet
- Set spending limits and freeze/unfreeze cards at will
- Full transaction history and real-time notifications
- Powered by Payscribe infrastructure
Your Personal Virtual Account.
Instant Transfers to Any Bank
Every Richion user receives a dedicated virtual bank account number, powered by 9PSB infrastructure. This account can be used to receive money from any Nigerian bank — no card needed. Transfers from your Richion wallet to any Nigerian bank account are processed instantly, 24 hours a day, 7 days a week.
- Dedicated virtual bank account (9PSB-backed NUBAN)
- Receive money from any Nigerian bank account
- Instant transfers to all Nigerian banks
- Low, transparent transaction fees
- Full transfer history and downloadable statements
- Notifications for every credit and debit
- Available 24/7, including weekends and public holidays
Fund Your Wallet. Instantly
Funding your Richion wallet is fast and flexible. Transfer money to your dedicated virtual account from any Nigerian bank, and your Richion wallet is credited immediately. Your balance is always available for transfers, card funding, bills payment, and shopping.
- Bank transfer to your Richion virtual account (9PSB NUBAN)
- Bank card payment (via supported payment processors)
- Third-party wallet top-up channels (as available)
Pay All Your Bills in One Place.
Richion's Value Top-Up (VTU) and Bills Payment service covers virtually every regular payment you make. From mobile airtime to electricity prepaid tokens to TV subscriptions — Richion processes them all instantly, from your wallet, at any time.
- Mobile Airtime — All major Nigerian networks (MTN, Airtel, Glo, 9mobile)
- Mobile Data Bundles — Flexible data packages for all networks
- Electricity — Prepaid and postpaid electricity for all DISCOs
- Cable TV — DSTV, GOtv, Startimes subscription payments
- Internet Services — ISP subscription payments
- Water Bills — Where applicable
- Other Utility Services — Additional categories added as available
Note: Richion acts as an intermediary platform for marketplace transactions. All merchant onboarding is subject to KYC verification. Returns and refunds are governed by the Richion Refund and Return Policy.
Shop Smart. Shop Richion.
The Richion Store is an integrated e-commerce marketplace connecting buyers with verified merchants across Nigeria. Shop from a growing range of products — from electronics to fashion to daily essentials — and pay seamlessly using your Richion wallet. Merchants can also onboard to sell their products to Richion's customer base.
- Curated catalogue of products from verified merchants
- Seamless wallet-based checkout — no card entry required
- Order tracking and delivery updates
- 1-5 day returns window in accordance with Richion Refund & Return Policy
- Dispute resolution support through Richion Customer Service
Ready to Take Control of Your Finances?
Join thousands of Nigerians who trust Richion for their digital financial needs.
