Who We Are
About Richion Digital Services Limited
Richion Digital Services Limited is a Nigerian financial technology company incorporated under the Companies and Allied Matters Act (CAMA) 2020, with Company Registration Number RC 7055476. We are headquartered at Block A4, Lagoon View Estate, Makoko Road, Sabo Yaba, Lagos, Nigeria. We build and operate a secure, reliable digital financial services platform that empowers individuals and businesses across Nigeria to issue virtual cards, make instant bank transfers, fund wallets, pay bills and utilities, and shop on our integrated e-commerce marketplace. Founded in July 2023 and rebranded to Richion Digital Services Limited in February 2024, we have grown from a digital store concept into a multi-service fintech platform, serving a growing community of users who demand smarter, faster, and more accessible financial tools. Our operations are underpinned by partnerships with regulated banking and payment infrastructure providers — 9PSB, Payscribe, and Anchor — and governed by a comprehensive compliance and data protection framework aligned to CBN guidelines, the NDPR, and the NDPA.
Vision & Mission
Our Vision
To be the most trusted and accessible digital financial services platform for every Nigerian — regardless of geography, income level, or financial background.
Our Mission
To deliver fast, secure, and affordable digital financial services that simplify the way Nigerians move money, pay bills, access credit tools, and participate in e-commerce — through a platform built on compliance, innovation, and customer trust.
Our Core Values
Trust & Transparency
We operate with integrity and keep our customers fully informed about fees, policies, and processes.
Reliability
Our platform is engineered for uptime, redundancy, and consistent performance when our customers need it most.
Security First
Every product decision is filtered through a security-by-design lens, protecting customers' data and funds at every layer.
Customer Centricity
We listen to our customers, respond to their needs, and build features that solve real problems.
Compliance
We operate fully within Nigeria's regulatory frameworks, treating compliance as a trust signal, not a burden.
Innovation
We continuously improve our platform, integrate best-in-class infrastructure, and explore new solutions to serve our market.
From Humble Beginnings
to a Growing Fintech
Platform
Incorporated as Richion Store Limited (RC 7055476) under CAMA 2020 — launched initial e-commerce marketplace platform.
Expanded services to include digital financial products — wallet funding and VTU/bills payment functionality introduced.
Name changed to Richion Digital Services Limited by Special Resolution, reflecting expanded fintech mandate.
Partnership established with 9PSB for banking and funds transfer infrastructure.
Partnership established with Payscribe for virtual card issuance and payment processing.
Partnership established with Anchor for Banking-as-a-Service (BaaS) infrastructure.
Virtual Card issuance capability fully launched; KYC and AML compliance framework strengthened.
Full internal governance documentation suite completed — ISMS, BCP, Risk Assessment, Data Protection Policy.
Official company website launched — marking a new chapter in public-facing brand credibility.
Ready to Take Control of Your Finances?
Join thousands of Nigerians who trust Richion for their digital financial needs.
